Who isn’t looking for payday loans? These are the loans which more and more seem to be searching for and it’s quite easy to understand why that is. A payday loan offers a simple short-term loan that enables borrowers to get smaller loan amounts with the ability to repay at their next payday. However, what some people are looking into is the fact that payday loans don’t actually carry any special offers like credit cards do. Why is that and are payday loans worth using?